How to Invest in Real Estate with a Solo 401k

For more than the past century, real estate has had consistent growth.

This has made it a go-to investment for investors everywhere and an important part of any thriving economy.

However, while real estate investing is well-known, the benefits of using a retirement account for investing in real estate– especially a Solo 401k– are not.

Why should I use my Solo 401k to invest in real estate?

If you purchase real estate your own personal funds, you’re going to have to pay federal and state income tax on the gains.

However, if you purchase real estate with a retirement account like an IRA or 401k, the gains are not subject to taxation until they’re removed from the account, meaning you can immediately reinvest those gains into your Solo 401k without taking that initial tax hit.

That’s a great reason to invest in real estate with a retirement account, but what’s so special about a Solo 401k?

With a Solo 401k, you get access to several significant features that make investing in real estate easier, more profitable, more hassle-free:

No custodian: An IRA must go through a custodian for all real estate transactions– a Solo 401k doesn’t because you serve as trustee of your own account. This results in less hassle but also saves you money on custodian fees.
Exempt from UDFI: When financing a real estate purchase with an IRA, the gains on that property will be hit with the UDFI (Unrelated Debt Financed Income) tax. This is a hefty tax with rates as high as 40%. However, with a Solo 401k you’re not subject to UDFI tax.
Non-recourse business loans: With NRB loans, you’re able to protect your Solo 401k assets from being touched while investing in real estate.

This, combined with the previous points, makes the Solo 401k ideal for investing in real estate.

But how do you go about investing in real estate with a Solo 401k?

How to invest in real estate with a Solo 401k

You can invest in real estate with your Solo 401k by following these steps:

1. Open and fund your Solo 401k account

First, set up your Solo 401k account and make the initial deposit that you’ll use as a down payment later.

This can be done through several different methods, including:

A contribution
IRA or other qualified plan rollover (such as a 401k or 403b)

2. Decide purchase method

There are several options for purchasing real estate with a Solo 401k. These options include:

Cash purchase: All cash purchase with no loan.

Tenants-in-common purchase: Tenants-in-common (or TIC) is a cash purchase where a portion of the funds are personal so that both you personally and your Solo 401k own a percentage in the property.

Non-recourse business loan: As discussed earlier, this is a loan option that protects your Solo 401k assets in the case of a default.

3. Make an offer

Once you’ve set up and funded your account and you know how you’re going to make the purchase, the rest of the process is essentially the same as any real estate transaction.

Once your offer has been accepted, you’ll complete the closing process by signing and submitting all purchase-related documents to the escrow agent along with a check for the deposit or purchase amount.

Once you’ve done this, you’ve completed your first Solo 401k real estate investment!

Real estate investing made easy with a Solo 401k

Without a doubt, the Solo 401k is an ideal vehicle for investing in real estate simply and easily.

Whether you’re looking to invest in rentals or flip properties, use the power of a Solo 401k to your advantage to reduce the hassle of investing in real estate while maximize your return.

Understanding Joint Pain Problem, Possible Causes And Natural Remedies

In this article, we are going to see some of the herbal cures to treat arthritis joint pain troubles. Understanding joint pain problem, possible causes and natural remedies play a great role in today’s world. Do you like to use eucalyptus oil? If yes, it is found to be very useful to treat a wide range of arthritis. Today, eucalyptus oil is a safe cure recommended by many health experts to treat joint weakness. It acts on muscle cells and improvesstrength naturally. Similar to eucalyptus oil, you can also use other relaxant oils like chamomile oil and lavender oil for treating arthritis. All these relaxant oils can be easily availed from online market stores. If you are a person suffering from weak joints, feel free to use these relaxant oils. It relaxes muscle cells and improves joint strength naturally.

How can we use relaxant oils to treat joint weakness? This is a common question heard from the face of people. If you wish to attain the best result, feel free to add some drops of relaxant oils to your bathing water. Apart from improving joint strength, you can also use this herbal cure for treating health issues like insomnia. How many of you like ginger tea? As per studies, this herbal tea is found to be as a safe cure for treating many health issues.

Ginger tea is found to be benefited with many health advantages like anti-inflammatory property. Today, you can also get ginger products from market in the form of capsules, extracts and tea powders. Ginger is renowned for its anti-inflammatory property. It acts on muscle cells and boosts its strength. Similar to ginger tea, green tea is found to be as another safe cure for arthritis. Green tea is a potent composition of many herbal ingredients that can boost your inner strength. Some of the common flavors available from online stores include chamomile, lavender and tulsi.

Great advantages of using green tea include improving immunity health, enhancing muscle strength and improving skin tone. If you are a person suffering from joint weakness, feel free to use green tea daily twice per day. Thunder god vine is another natural remedy for joint weakness and inflammations. You can get this herbal product from many super markets. It has been used for decades to treat a wide range of health issues related to arthritis. Thunder god vine is already known for improving the immunity health of user. Above all, it is a common ingredient added for the preparation of many herbal products.

Rumatone Gold capsule is a safe cure to treat arthritis complaints. Today, you can get this herbal product from many online stores. It acts internally and improves joint strength without inducing any troubles on person. If you are in search of a safe cure to treat arthritis problems, this herbal product is a perfect choice for you. Similar to capsule, you can also get Rumatone Gold oil is another safe cure for many arthritis complaints. You can apply this oil thirty minutes before body bath. In case of any doubt regarding its usage, never waste time to get in touch with your health experts.

Augmented Reality Service Provider in India

The Augmented Reality – what it is?

Augmented reality gaming mainly revolves around using the real life environment and integrating it into the games in such a way that when the gamer plays the game, he can see the real world scenario in it. It is definitely not easy to come up with the right kind of concepts that can integrate both the real and the virtual world.

However, once you can come up with the right kind of feasible concept which can be interwoven into a game or an app, you can then work accordingly. Companies like Reality Premedia have done a phenomenal job as far as augmented reality is concerned.

This is definitely an advanced form of technology and it requires careful consideration of plenty of different parameters. You should make it a point to keep an eye on all these aspects because it is only then that you will be able to come up with the right kind of games which in turn could make a befitting difference.

Augmented reality should not be mixed with virtual reality. While there are similarities between the two, they are quite different and hence should be kept separate. Ideally, as a gaming company, if you are looking to make the most of the augmented reality, you should have a separate team set for the development.

There has been a rise in the number of augmented reality service providers in India. Companies have seen that most gamers are going to be a lot more inclined to games that are modeled on the lines of augmented reality. This is why more and more company are busy investing their time, money, team and efforts for making what could possibly be the next big game.

There is a lot that one needs to see and analyze well before deciding the right games to be launched. Both apps and games should be well analyzed, carefully planned and crafted before they are released in the app store. With so many apps being released every day, it is only the best ones which get noticed as all the rest turn out to be obscure ones.

So, if you are well-versed in the dynamics of augmented reality sector, now is the time to start working on your development skills and come up with some of the best designs, concepts, and ideas.